The Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 (SARFAESI) – 2026 Edition is a comprehensive two-volume reference work designed to address the complex legal framework governing recovery of secured debts in India. The book meticulously explains the provisions of the SARFAESI Act along with all relevant rules, amendments, RBI directions, and notifications applicable to banks and financial institutions. The work offers detailed coverage of securitisation of financial assets, asset reconstruction companies (ARCs), classification and management of NPAs, and enforcement mechanisms available to secured creditors. Procedural aspects relating to possession, sale of secured assets, borrower remedies, and adjudication before Debt Recovery Tribunals (DRTs) and DRATs are explained with clarity and supported by leading judicial decisions. Updated to 2026, the book reflects the latest statutory and regulatory developments and evolving jurisprudence, making it a reliable guide for both litigation and compliance. Its two-volume structure allows for in-depth commentary, practical insights, and ease of reference, making it indispensable for professionals engaged in banking and financial recovery law.








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