This comprehensive commentary analyzes the Recovery of Debts and Bankruptcy Act, 1993 with section-wise interpretation and judicial precedents. The book explains the functioning of Debt Recovery Tribunals (DRT) and Appellate Tribunals, procedural compliance, limitation issues, execution of recovery certificates, and interplay with SARFAESI and the Insolvency and Bankruptcy Code. It discusses constitutional challenges, borrower defenses, secured creditor remedies, and practical litigation strategies. Updated with recent amendments and leading judgments, the text serves as a practical court companion and research reference for banking litigation professionals.








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